JAIIB Topic Wise Quiz – Risk Management, Basel Accords

Risk management is the process of identifying, assessing, and prioritizing risks. It helps organizations take proactive measures to avoid or mitigate losses.

Basel Accords are a set of banking regulations developed by the Basel Committee on Banking Supervision. They aim to strengthen the global banking system by setting standards for capital requirements and risk management.

Test your knowledge on Risk Management and Basel Accords by taking the following quiz/ Mock Test:

JAIIB Topic Wise Quiz/ Mock Test – Risk Management, Basel Accords

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Risk Management, Basel Accords Mock Test/ Quiz

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1) A bank suffer loss due to adverse market movement of a security. The security was however held beyond the defeasance period. Which type of risk bank has suffered?

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2) Which of the following option is/are correct about Basel-III Framework on Liquidity Standards?

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3) Which of the following testament is correct about HQLAs (High Quality Liquid Assets)?
i. Fundamental characteristics of HQLAs include low credit and market risk, ease and certainty of valuation, listed on recognized exchange market
ii. Market related characteristics of HQLA include active and sizeable market, presence of market makers, low market concentration.

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4) Banks on their liquidity requirements, RBI has now been decided to continue with the MSF relaxation for a further period of six months, up to:

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5) Under Basel III Liquidity Returns, statement on liquidity coverage ratio-BLR-1, frequency of submission is monthly and time period to report:

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6) How much haircut is applicable in HQLA level-2B securities?

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7) Which of the following statement is/are correct about Facility to Avail Liquidity for Liquidity Coverage Ratio (FALLCR)?

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8) Banks are comfortably placed on the liquidity front, in view of the continued stress on account of COVID-19, it has been decided to defer the implementation of NSFR to:

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9) Which of the following statement is/are correct about NSFR (Net Stable Funding Ratio)?
i. A stable funding structure can reduce the probability of erosion of a bank's liquidity position due to disruption in its regular sources of funding that increase the risk of failure.
ii. NFSR reduces over-reliance of a bank on short term wholesale funding and promotes funding stability.
iii. NSFR should be 100% or more

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10) How much haircut is applicable in HQLA level-1 securities?

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11) Which of the following will be included in HQLA level-1?

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12) On March 27, 2020 banks were allowed to avail of funds under the marginal standing facility (MSF) by dipping into the Statutory Liquidity Ratio (SLR) by up to an additional _________ , cumulatively up to 3%of NDTL.

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13) Basel Committee on Banking Supervision (BCBS) had introduced Liquidity Coverage Ratio (LCR), which requires banks to maintain High Quality Liquid Assets (HQLAs) to meet:

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14) Last tranche of the capital conservation buffer (CCB) of 0.625%, which was scheduled to take effect from April 1, 2021 to:

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15) Foreign exchange risk is part of which of the following ________.

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